UNTU, V. N.; MONIHARAPON, S.; ROGI, M. H. THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL INCLUSION ON THE FINANCIAL PERFORMANCE OF MSMES IN TOMOHON CITY AND MINAHASA REGENCY. International Journal of Research -GRANTHAALAYAH, [S. l.], v. 14, n. 2, p. 55–58, 2026. DOI: 10.29121/granthaalayah.v14.i2.2026.6523. Disponível em: https://granthaalayahpublication.org/journals/granthaalayah/article/view/6523. Acesso em: 7 mar. 2026.