Vichare, Siddhartha Swati Jitendra, and M S Suganthiya. “BRANCH OPERATIONS: VERIFICATION, GOVERNANCE AND RISK MANAGEMENT IN BANKING”. International Journal of Engineering Technologies and Management Research 12, no. 1 (January 31, 2025): 38–48. Accessed December 15, 2025. https://granthaalayahpublication.org/ijetmr-ojms/ijetmr/article/view/1713.