Rout, Mamatamayee, and Ratikanta Ray. “ANALYTICAL STUDY OF DIGITAL PAYMENT SYSTEM FOR FINANCIAL INCLUSION IN INDIA”. ShodhKosh: Journal of Visual and Performing Arts 5, no. 2 (February 29, 2024): 1491–1497. Accessed December 4, 2025. https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/6327.