Kaur, Karmjeet, Parveen Lata, and Sahil Bhalla. “THE RISE OF INTERNET BANKING: OPPORTUNITIES AND CHALLENGES IN THE DIGITAL ERA”. ShodhKosh: Journal of Visual and Performing Arts 5, no. 4 (April 30, 2024): 1007–1012. Accessed October 24, 2025. https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/3636.