IKARIBAKUMA, M.; ADEWALE, A. B.; GAMBO, N. ATM FUNCTIONALITY AND UTILIZATION ON CUSTOMER RETENTION IN NIGERIAN DEPOSIT MONEY BANKS: THE MODERATING ROLE OF TECHNOLOGICAL LITERACY. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 7, n. 7s, p. 300–311, 2026. DOI: 10.29121/shodhkosh.v7.i7s.2026.7965. Disponível em: https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/7965. Acesso em: 19 may. 2026.