DHYANI, R.; BANGARI, M. TRANSFORMING TO TRANSACTIONS: HOW DIGITAL PAYMENTS SHAPE CONSUMER BEHAVIOUR. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 5, n. 1, p. 2682–2688, 2024. DOI: 10.29121/shodhkosh.v5.i1.2024.5809. Disponível em: https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/5809. Acesso em: 16 nov. 2025.