DIXIT, S.; PANDEY, P. THE ROLE OF DIGITAL BANKING IN ENHANCING OPERATIONAL EFFICIENCY IN INDIAN BANKS. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 4, n. 2, p. 4021–4024, 2023. DOI: 10.29121/shodhkosh.v4.i2.2023.4545. Disponível em: https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/4545. Acesso em: 27 dec. 2025.