UPADHYAY, A.; SHARMA, N. CHALLENGES FACED BY INDIAN BANKING SECTOR TOWARDS ORGANIZATIONAL EFFECTIVENESS: A QUALITATIVE INQUIRY. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 4, n. 2, p. 1037–1043, 2023. DOI: 10.29121/shodhkosh.v4.i2.2023.2108. Disponível em: https://granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/2108. Acesso em: 27 dec. 2025.